A new law to protect your credit has been put into place.
Jeremy Johnson from the Better Business Bureau explains that the Economic Growth and Regulatory Relief and Consumer Protection Act has now made it possible to freeze your credit for free.
All three credit bureaus have made it easier to freeze your credit by going online and applying. After the application is submitted then your credit will be frozen within one day. Once a person decides to unfreeze their credit the unions have one hour to complete the action.